Insurance companies will require you to "prove your loss". Be prepared!
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Visgauss Consulting LLC (VCLLC) was started after the principal, Mike Visgauss, spent 37 years in the insurance industry. His experiences include working as an Automobile and Property Adjustor, Commercial Insurance Specialist, Fire Investigator, Personnel Specialist, Claim Superintendent and Insurance Agent. Visgauss Consulting LLC is positioned to assist clients in the preparation and documentation of personal, and business property inventories.
Home Fires Per Year
Home Fires Cause 6.7 Billion in Damages Per Year
A Burglary Occurs Every 18 Seconds
There are an average 3.7 Million Burglaries Per Year
Average Amount of Loss Per Burglary
Fires, Floods, Break-ins... What happens when there is a claim for theft or damage to your property? Can you "prove your loss" to an insurance company?
Will a tax audit force you to document what you own? What do you need to claim a casualty loss if insurance coverage for your loss is limited?
Congratulations! You've decided to make a big change in life. If you are setting up a "Pre-Nuptial Agreement" you'll need a detailed inventory of your assets.
How do you pursue a claim if property is missing or damaged during a move, or while in storage? Will you have time to do an inventory of everything before you move?
If you're the Administrator of someone's property, do you have time to inventory everything? You'll need an inventory to easily work with an Executor to distribute assets, estate sales, etc.
There are so many unexpected events that can happen in our lives. Documenting and keeping track of everything we work hard for can be challenging. We're here to help!
Insurance claims (fires, hurricanes, broken pipes, burglaries), estate evaluations, disaster relief assistance forms, matrimonial issues, tax cases all present situations where it is helpful to establish the existence and condition of personal property. This is not a process to determine the value of your property. Our service involves listing and photographing your property to help document its existence and condition. You may also retain "VCLLC" services for an insurance coverage review.
The Basic level Visgauss Consulting LLC Inventory provides pictures of contents and a listing of furniture. The pictures help identify the smaller items. The premium service packages provide more detail.
We provide a detailed report of your property and photo files. These records will also be stored off site, and updating may be required. If you have a claim or other contested situation, you will find it better to have an inventory prepared by an independent, experienced third party.
Below you will find links to frequently asked questions, a sample inventory report and supporting documents that further explain our process.